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Hotel Employers Mutual and HEM are trading names of Hospitality Employers Mutual Limited ABN 34 124 091 470, an APRA authorised insurer licensed by SIRA as a specialised insurer providing workers compensation insurance to the hospitality industry in NSW. It is the insurer in respect of the workers compensation insurance it offers. Insurance is on the applicable insurance policy terms and applications for insurance are subject to underwriting and assessment criteria.

DISCLAIMER: Material in this website is provided as general information only. It does not take any specific circumstances into account and is not legal, health or financial advice. HEM makes no representation or warranty as to the accuracy of material in this website and HEM and its associated entities are not liable for any loss or damage suffered as a result of use of or reliance on the material. Please read our Terms of Use (click link above) – they apply to your access to and use of this website.