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Hotel Employers Mutual and HEM are trading names of Hospitality Employers Mutual Limited ABN 34 124 091 470, an APRA authorised insurer licensed by SIRA as a specialised insurer providing workers compensation insurance to the hospitality industry in NSW. It is the insurer in respect of the workers compensation insurance it offers. Insurance is on the applicable insurance policy terms and applications for insurance are subject to underwriting and assessment criteria.

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